Deven, The future werewolf hunter

[ Provided the first line(in bold) by her school, Mridula has attempted to write a story and also a title. Posting the same here].

There was just enough light in the darkened room for Deven to notice that two large eye balls staring right at him. He rubbed his eyes thinking it was his imagination. The eyes disappeared. He again fell asleep again without any worry.

The next day was a weird day for him. He saw a black cat in the bathroom while brushing his teeth, a mysterious fog was there around hos house and every now and the, a screaming screech was heard. Nothing happened at his school much, only that his friend Thomas was acting strange.

Thomas was supposed to come to Deven’s house in the evening. When he came, Jacky, Deven’s pet dog  started barking at Thomas. ‘ This is unusual’ thought Deven. They played all evening. As night fell, Deven;s mom got a call saying that Thomas was supposed to stay in their house for the night.

It was almost dinner time. Thomas and Deven were sitting on the dining table. Deven’s mom has prepared pasta, especially liked by Thomas. But Thomas did not even touch the plate. He told that he was going to check on Jacky. He went upstairs after that. Deven did not take a glance of his face, but there were red marks on his white t-shirt, like he had fell on some red mud.

Deven went to check on Jacky after eating, but he found Jacky dead like something has eaten him. Deven started freaking out and was suspecting Thomas. The moon was shinning brightly & it was bed time. Deven and Thomas slept in the same room. In the mind of night,  Thomas stood up and he opened his eyes. His eyes was not sparking blue, but were large and glowing orange. These were the same eyeballs, Deven had seen the night before.  He found an pencils knife on his bed side table and kept it ready if something happened.

Thomas started screeching and transformed in to a werewolf. He started howling. It was the cry for the help of other werewolf’s. Suddenly he stabbed Thomas, the werewolf on his chest. The werewolf was dead. Then Deven heard a lot of howling. He was startled.

That was the time Deven found that there was a whole pack of werewolves there some where and he was going to hunt them down.


A funny, scary story for every investor and taxpayer

[ Copied story from equity master article for my reference.]

A friend recently shared a very witty allegory on the state of economics in current times and the making of a financial crisis. It was both hilarious and scary. We thought it was very important that our readers know about it. So here it is…

John, a bar owner in Europe noticed that almost all his frequent customers were unemployed alcoholics. That means people with no jobs plus a drinking problem. What to do? If they had no jobs, they would soon run out of money and stop visiting the bar. And the business would have to shut down. How could John avert this impending crisis and salvage his liquor business?

After much brainstorming, John had his Eureka moment. He came up with what he thought was a genius marketing idea. The idea was simple: drink now, pay later.

So his customers could have as many drinks as they desired and not worry about having to pay immediately. John, on the other hand, kept track of all the bills and granted customer loans to his loyal drinkers. Both seemed happy. The customers didn’t have to bother about paying up upfront. And John was able to revive a declining business. The marketing plan created a buzz and John had his sales grow exponentially. From time to time, he was able to easily hike prices of the drinks. And his customers never complained. John was now the proud owner of one of the busiest bars in Europe. Not to forget the real cash earnings existed in the future, if at all.

Seeing his growing business, the bankers were happy to increase the borrowing limits for John. They saw the debts of unemployed alcoholics as valuable future assets. Some young ambitious geeks at the bank saw a big opportunity here to transform the customer loans into securitized tradable bonds. Then of course, these securities were bundled and traded on the international bond markets. The investors do not know that what was on offer was really a bundle of debt of unemployed alcoholics. They simply joined in the extravaganza of this new hottest-selling bond and the bond prices went flying skywards.

Guess what? Everybody seemed to be making money and getting richer. John had a thriving business. His customers were happy. The bank was doing great business. The brokers were earning great commissions. The rising bond prices also made investors rich.

Sounds like the economics of happiness? Well, this story, as you may have guessed, certainly does not have a happy ending. Finally, a newly joined risk manager at the original bank saw the debt pile and decided it was time that the debt be repaid. He approached John, who in turn demanded payment from his customers. But well, where was the money? Most of them were still unemployed. And this was precisely where the party ended. John was forced into bankruptcy. The bar shut down.

But this is not all. When the news of the non-payment spread, the bond prices came crashing down. Investors saw a massive wipe-out of wealth. The local bank that had lent heavily to John witnessed a critical credit crunch and was unable to issue new loans.

And there were even more parties involved. For instance, John’s suppliers had significantly relaxed their credit terms. Some of them had to shut down. Others had to downsize their operations.

But there were some who came out of the crisis untouched, in fact, much richer. Who were these people? Can you make a guess? Well, the answer is bankers and brokers. Theircronies in the government were happy to help them out with a multi-billion euro cash infusion, all in the name of saving the economy from a systemic collapse. But where did all this bailout money come from? As it turns out, the bailout money was raised by levying higher taxes on employed people, most of whom were non-drinkers. Now you see who paid for all those drinks?

If you have been wondering what’s going on in the global economy, this allegory does explain quite a bit. Many of the developed economies are in a mess right now because they consumed a lot more than they could pay for. They were consuming their future incomes in the present with this magical concept called debt. But when you have too much of it, you have a crisis eventually. We saw how the global financial crisis that broke out in 2008 rocked the world economy.

Some may think it is pointless to worry about the world economy or the monetary policies of the developed economies. How does it concern India and Indian equity investors?

The world economy and the global financial markets are way more interconnected and interdependent than ever before. If developed economies pump in cheap money, a lot of it finds its way to developing and emerging markets. This flood of money is not coming out of real earnings and savings. It is a dangerous monetary experiment that various central banks are toying with. Whenever this money changes direction or reverses back, it could rock the already fragile global financial markets. And India would be no exception.

Are you banking on the flood of cheap global liquidity to drive valuations  higher?

Have you heard of Seattle speech?

You may get surprised with title and follow with question “Is Seattle not a place? How place can address?”. You go to Seattle in Wikipedia and will find page starting with 3 sentences about “Native Americans” and moving to European visiting Seattle. If you have above experience, you are not alone and I had same questions and in similar situation. It if irony that I visited Seattle years back and was not aware of the history.

Please look for wikipedia article “Chief Seattle’s Speech“. This is a good example of what I do not know. Seems the city gets its name from Chief Seattle.I used to like reading history in my school. History of USA starts with Columbus landing in America and gradually moves to Boston Tea Party, American Independence, Abraham Lincoln, great depression, Pearl Harbor and atom bomb of the second world war. I checked current CBSE site and experience is similar. Now I understand why historians in India crib about political influence in history? Do children in Seattle know about this address?

History is one of the largest big data we have and the data is not clean and is subjected by the preference of the historian. In future, Will it become that data viewed my multiple people(with comments and social sharing) is only true? Will data viewed by few people be disappear in search results and never read? What would happen to data that is not documented in digital format? Will creator have challenges to prove that it is indeed real data? Let us leave History and Big Data and focus on Seattle address.

Here is link that has full text and small audio of the re-created speech The address is a good intellectual read and seems to be related/apply for today’s scenario. This speech was introduced to me in Tamil Book and then did research. As respect to Chief Seattle, I typed the Tamil article and found same cultivating empathy and compassion for others.

“வெள்ளையர்களால் எங்கள் வாழ்வுமுறையைப் பரிந்து கொள்ள முடியாது. பூமி மனிதனுக்கு உரிமையானது அல்ல. மனிதன் தான் பூமிக்கு உரிமையானவன்.பூமிக்கு எது நேர்ந்தாலும் அது பூமியின் பிள்ளைகளுக்கும் நேரிடும். வானத்தையோ பூமியையோ விறகவோ வாங்கவோ எவ்வாறு இயலும். அந்த எண்ணமே எங்களுக்கு புதிரானது.

விலங்குகள் இல்லாமல் மனிதன் எப்படி வாழ்வான்? எல்லா விலங்குகளும் இந்த பூமியில் இருந்து மறைந்துப்போய் விடுமானால் தனிமையில் மனிதன் இறந்து போய் விடுவான். விலங்களுக்கு எற்படுவது நாளை மனிதனுக்கும் நேரிடும். எல்லாம் ஒன்று தெடர்பு கொணடவையே.

நீரின் முணுமுணுப்பு என் தந்தையின் தந்தையினுடைய குரல். எங்கள் காலடியில் உள்ள நிலம் எம் மூதாதையரின் சாம்பல்.இதை நீங்கள் உங்கள் பி்ள்ளைகளுக்குக் கற்பிக்க வேண்டும். இந்த பூமி எங்களின் தாய் என நாங்கள் நம்புவதை உங்கள் குழந்தைகளுக்குக் கற்றுகொடுங்கள்

நதிகள் எங்கள் சகோதரர்கள். அவர்கள் எங்கள் தாகத்தை தீர்க்கிறார்கள். எங்கள் படுகுகளை சுமக்கிறார்கள். எங்கள் குழந்தைகளின் பசியாற்றுகிறார்கள். நாஙகள் உங்களுக்கு எமது நிலத்தை விற்றால் நதிகள் எங்களுக்கும் உங்களுக்குமான சகோதரர்கள் என்பது உங்களுக்கு நினைவிருக்க வேண்டும். அதை உங்கள் குழந்தைகளுக்குச் சொல்லிக் கொடுக்கவும் வேண்டும். அது மட்டும் அல்லாமல் நீங்கள் எந்த ஒரு சகோதரனிடமும் காட்டும் கருணையை நதிகளிடமும் காட்ட வேண்டும்.

வெள்ளை மனிதன் உருவாக்கிய நகரங்களில் அமைதியே இல்லை. வசந்தகாலத்து இலைகள் உதிர்வதைக் கேட்கவோ பூச்சிகள் தங்கள் சிறகுகளை உரசிக் கொள்ளும் ஓசையை அறியவோ சாத்தியம் இல்லை. நகரங்களின் குழப்பமான ஓசைகள் செவியை அவமதிப்பதாகத் தோன்றுகிறது.

சிவப்பு மனிதனுககு காற்று மிகவும் மதிப்புடையது. ஏனென்றால் எல்லா உயிர்களும் பகிர்ந்துகொள்வது ஓரே சுவாசத்தைத்தான்; வலிங்கும் மரமும் மனிதனும் ஓரே சுவாசத்தைத்தான் சுவாசிக்கிறார்கள். வெள்ளை மனிதன் தான் சுவாசிக்கும் காற்றை அறிந்ததாக தெரியவில்லை.

ஆண்டுகளுக்கு முன்பாக சியாட்டில் என்ற சிவப்பிந்திய மனிதர் கேட்ட கேள்விகள் இன்றும் பொருத்தமானதாக தோன்றுகிறது. வாழ்நிலமாக இருந்த நிலம் இன்று பெருநகரமாக உருக்கொண்டு நிற்கிறது”

Work always finds those who do it

You work hard, complete your work ahead of time. You think it is your duty to do as much work as possible. You  have increasing work on the premise that it is good for the organisation and more critically, on the assumption that they will do it anyway. You also think that you have to do this out of obligation or sense of gratitude to some one. if  you work based on one of the above, Read  The Chandrasekaran principle 

  • Rule 1: Never make the mistake of offering to do anything unasked
  • Rule 2: Never finish an assignment ahead of time.
  • Rule 3: Always make issues more complicated than they actually are and inform all and sundry, especially your superiors, about the "alleged" complexities time and again
  • Rule 4: Never be typecast. Once in a while, when least expected, spring a surprise by being very proactive and then lapse into following Rule 1.
  • Rule 5: Show flashes of brilliance and originality from time to time
  • Rule 6: Always be helpful to your peers when they need it in completing their work
  • Rule 7: Remember that Rome was not built in a day
  • What an Indian IT individual can do in

    This is from a great talk from  Mr Subroto Bagchi, COO of Mind Tree consulting addressing a set of young IT professionals on the topic "Building a great career in IT"
    What an Indian IT individual can do in

    PHASE 1:The Initial few years i.e 1-3 yrs of his career

    – First few years of job are critical (One has got to learn.)
    Learning by doing
    Learning by observation
    Learning by reading
    Learning by networking
    Learning to learn

    -It is time to break the stereo types.
    Mr. Bagchi talked about a Bell Lab model.I googled and got
    this speech of his which explains the Bell Lab model.

    The focus of an individual should be on.:
    1) Initiative
    2) Self Management
    3) Networking
    4) Leadership
    5) Followership
    6) Show and tell
    7) Organization Savvy
    8) Self Management
    9) Team Work

    Mindset usually found in this phase (something on which we need to work upon):
    -Putting money above all else
    -Obsession with "batchmates" syndrome.
    -stereotyping "technically challenging work"
    -Poor focus on written and communication skills
    -Poor understanding of ruse
    -Inadequate attention to health.
    -Slow understanding to work life
    -Poor understanding of work ethics.

    PHASE II- Next 3-5 years

    The IT individual should concentrate on building
    a) Customer Knowledge
    b) Process Knowledge
    c) Business Knowledge
    d) Knowledge Management

    Key organization expectation: Footprint.
    The organization would like to see how much potential you have.

    PHASE III:Next 5-10 years

    – Time to reasses the initial SWOT analysis
    – Time for peer feedback on "Who I am"
    – Time to creatively destroy the comfort zone – Explore new geography,domain,role,
    New Learning must be the driver
    -Time to create a serious passion outside of work,socialize career ambition
    -Time to seek a mentor.

    PHASE IV :Beyond 10 years
    – One should be good at
    a) Managing resources
    b) Managing Technology
    c) Managing Complexity
    d) Rain Making ( generating more biz)

    He then went on to talk about customers feedback on Indian IT professionals.
    Here are a few.

    The young IT individual:
    – Do not understand business
    – Do not communicate well (written and oral)
    – Are not stable (higher studies,work, technology etc)
    – Expensive and likely to "outpay" themselves.